Our process is simple, transparent, and personalized:
1. Book Your Free Consultation
You schedule through our website.
2. Create Your Credit Monitoring
We send you a link to create your IdentityIQ or SmartCredit account.
3. Send Us Your Login Details
Username, password, and last 4 of SSN — this gives us access to your report.
4. We Analyze Your Credit Report
Our team breaks down everything: negatives, scores, potential approvals, and violations.
5. We Send You a Detailed Audit
You receive a full breakdown via email from our credit expert VA team.
6. You Receive Your Custom Quote
We tailor your credit goals to your needs. If you are trying to purchase a home in a short timeframe, please be sure to let us know.
7. Start Your Program
Once you make your payment, we get to work immediately.
8. We Update You Every 30–45 Days
Stay informed, stay educated, stay on track.
Every client is different, but most start seeing results within 45–90 days.
Your results depend on your credit goals, your report, and how fast bureaus respond.
Exciting news! Yes, we offer payment plans. We never want affordability to be a reason why you feel stuck in staying in a space with bad credit.
Yes! With 15 years of experience as a mortgage loan officer, we can give you the exact blueprint. You need to buy a home.
You should receive updates throughout the credit repair process every 30–45 days. Please be sure to check your spam folder so you don’t miss any communication.
It’s normal for your credit score to dip temporarily during the repair process. Rest assured, this is a normal part of the work being done on your credit and is not a cause for concern.
If you haven’t received any communication from us in over 45 days, feel free to submit a request below. We’ll respond in the order requests are received.
You should receive updates throughout the credit repair process every 30–45 days. Please be sure to check your spam folder so you don’t miss any communication.
It’s normal for your credit score to dip temporarily during the repair process. Rest assured, this is a normal part of the work being done on your credit and is not a cause for concern.
If you haven’t received any communication from us in over 45 days, feel free to submit a request below. We’ll respond in the order requests are received.
Tell us a little about what you need help with and our team will help point you toward the right next step.
Prefer to email us? credit-hisensefs@outlook.com