About Heaven Licon
Helping others understand financial freedom and learn the tools that can create stronger financial futures.
My name is Heaven Licon, CEO & President of Hi-Sense Financial Solutions. I am passionate about helping others understand financial freedom and learning the tools that unfortunately weren't taught to many of us in school or in our homes.
We have felt the ripple effect of a lack of financial literacy growing up, which put us in situations that were less than beneficial. My goal is to help others gain the understanding and knowledge needed to make more informed financial decisions.
My business is a Faith-based enterprise which believes in also stewarding our life and our finances well and positioning ourselves in a strong position to create generational wealth and stability for generations to come.
We bring more than 15 years of financing and credit experience to you, trusting that we can make a lasting impact on the lives of those we serve.
Our mission is to help you understand the tools, develop stronger financial habits, and position yourself for greater financial freedom and stability.
“He who is faithful in a very little is faithful also in much; and he who is dishonest in a very little is dishonest also in much.”
Luke 16:10
Hi-Sense Financial Solutions
Creating stronger financial futures and generational stability.
Our mission
Changing lives and restoring hope for second opportunities.
We’re not just changing numbers on a credit report, we’re bringing back financial freedom, education and a chance to change your future generations view on finances.
We’re helping you find peace in your finances so that it pours over into other areas of your life.
Frequently Asked Questions
Our process is simple, transparent, and personalized:
1. Book Your Free Consultation
You schedule through our website.
2. Create Your Credit Monitoring
We send you a link to create your IdentityIQ or SmartCredit account.
3. Send Us Your Login Details
Username, password, and last 4 of SSN — this gives us access to your report.
4. We Analyze Your Credit Report
Our team breaks down everything: negatives, scores, potential approvals, and violations.
5. We Send You a Detailed Audit
You receive a full breakdown via email from our credit expert VA team.
6. You Receive Your Custom Quote
We tailor your credit goals to your needs. If you are trying to purchase a home in a short timeframe, please be sure to let us know.
7. Start Your Program
Once you make your payment, we get to work immediately.
8. We Update You Every 30–45 Days
Stay informed, stay educated, stay on track.
Every client is different, but most start seeing results within 45–90 days.
Your results depend on your credit goals, your report, and how fast bureaus respond.
Exciting news! Yes, we offer payment plans. We never want affordability to be a reason why you feel stuck in staying in a space with bad credit.
Yes! With 15 years of experience as a mortgage loan officer, we can give you the exact blueprint. You need to buy a home.