MEET HEAVEN LICON
Your Path to Better Credit Starts Here
Strategic credit repair designed to remove negative items, increase your score, and help you take back control.
Clarity Creates Control. Control Creates Financial Freedom.
At Hi-Sense Financial Solutions, we don’t just repair credit — we bring clarity to your financial story so you can move forward with confidence and strategy.
Confusion is one of the biggest reasons people stay stuck. Unclear reports. Unanswered questions. Uncertainty about what to do next. That’s where we step in.
Led by Heaven Licon, our approach is built on breaking everything down — line by line — so you fully understand what’s impacting your credit and exactly how to fix it.
Because when you gain clarity, you stop guessing and start making power moves.
WHAT YOU MAY BE FEELING
If you’ve been struggling with your credit
It’s not because you’re irresponsible.
It’s often because:
No one ever truly explained how credit works
Things like utilization, timing, and reporting felt confusing
One mistake led to more challenges over time
You’ve been denied without clear answers
You’re trying your best… but don’t have a clear path
And when you try to figure it out on your own—
It can feel overwhelming.
YOU’RE NOT ALONE
So many people are in this position.
Not because they can’t fix it—
But because they were never given the right guidance.
They try different things, follow mixed advice,
and end up feeling discouraged.
That’s exactly why we do things differently.
Our Approach
We believe improving your credit should feel clear, supported, and structured.
Not rushed. Not confusing.
Just a step-by-step process that makes sense.
Clear strategy
Personalized guidance
Consistent progress
Because when you understand what’s happening—
You move with confidence.
YOUR NEXT STEP
If you’re ready to feel more in control, more informed, and more confident in your credit—
We’re here to guide you every step of the way.
Our Credit Repair Services
Looking for someone who will go above and beyond to fix your credit and guide you every step of the way? Look no further than Hi-Sense Financial.
Credit Audit & Analysis
We identify inaccurate, outdated, and negative items affecting your score.
Negative Item Removal
Strategic disputes targeting collections, charge-offs, and late payments.
Credit Building Strategy
We guide you step-by-step to strengthen your credit profile long-term.
Dispute & Compliance Strategy
We leverage consumer law and reporting standards to challenge inaccurate, unverifiable, and improperly reported accounts.
Credit Monitoring & Progress Tracking
Stay updated with real-time changes, round tracking, and clear visibility into your credit improvement journey.
Financial Positioning & Guidance
We help you understand how to position your credit for approvals, lower interest rates, and future financial opportunities.
A Strategic Path to Better Credit
Our process is built to be structured, transparent, and results-driven — so you always know what’s happening and what comes next.
1. Credit Review & Analysis
We conduct a detailed review of your credit reports to identify inaccurate, outdated, and negative items impacting your score.
2. Customized Strategy Development
A personalized plan is created based on your unique credit profile, outlining the best approach for disputes and credit improvement.
3. Strategic Dispute Process
We challenge inaccurate, incomplete, and unverifiable accounts with the credit bureaus and creditors using compliant, proven methods.
4. Track Progress & Build Forward
Monitor your progress and receive ongoing guidance to strengthen your credit and maintain long-term results.
Who is Hi-Sense Financial?
Hi-Sense Financial Solutions is a Texas based company offering Credit Counseling, Credit Repair ''Done-For-You'' services and Financial Guidance & Budget Planning. Hi-Sense Financial Solutions was born from the experience and idea that you do not have to be a slave to debt to leverage the power of credit.
99%
client satisfaction
10+
years combined experience
900+
accounts challenged
100+
successful removals
About
Heaven Licon
My name is Heaven Licon, CEO & President of Hi-Sense Financial Solutions. I am passionate about helping others understand financial freedom and learning the tools that unfortunately weren't taught to many of us in school or in our homes and in this, we felt the ripple effect of lack of financial literacy growing up which put us in situations that were less than beneficial.
My business is a Faith-based enterprise which believes in also stewarding our life and our finances well and positioning ourselves in a strong position to create generational wealth and stability for generations to come.
We bring more than 14 years of financing and credit experience to you, trusting that we can make a lasting impact on the lives of those we serve.
Luke 16:10 “He who is faithful in a very little is faithful also in much; and he who is dishonest in a very little is dishonest also in much''
Hear From Clients Who Transformed Their Credit
Choose Your Plan
Simple, transparent pricing designed to help you take control of your credit — with the support and strategy you need every step of the way.
Individual Credit Repair
$125/month
$199 Onboarding Fee
Unlimited disputes to all 3 credit bureaus
Creditor & collection agency disputes
24/7 access to your client portal
Personalized credit coaching & education
Complaint filing assistance (when needed)
Dispute comment removal
No long-term contracts
Couple’s Credit Repair
$225/month
$350 Onboarding Fee
Unlimited disputes to all 3 credit bureaus (both clients)
Creditor & collection agency disputes
24/7 access to your client portal
Personalized credit coaching for both individuals
Complaint filing assistance (when needed)
Dispute comment removal
No long-term contracts
Frequently Asked Questions
Credit repair is the process of identifying inaccurate, outdated, or unverifiable information on your credit report and disputing it with the credit bureaus and creditors. Our team handles this process strategically using consumer protection laws to help improve your credit profile over time.
Results vary depending on your credit profile, but most clients begin seeing changes within 30–60 days. Credit repair is a process, not an overnight fix, and consistent progress is key to long-term success.
We target a wide range of negative items, including:
Late payments
Collections
Charge-offs
Repossessions
Inquiries (when applicable)
If an item is inaccurate, outdated, or cannot be verified, it may be eligible for removal.
No company can legally guarantee a specific score increase. However, by removing negative items and improving your credit profile, many clients experience significant improvements over time.
Yes — while we handle the heavy lifting, your participation is important. You may need to:
Provide documents when requested
Avoid applying for unnecessary credit
Follow our credit-building recommendations
We guide you every step of the way so you know exactly what to do.
Are you ready to take control of your credit?
Get started today
Hi-Sense Financial is a trusted credit repair company dedicated to helping clients restore, build, and take control of their credit.
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Hi-Sense Financial Solutions provides credit education and guidance based on individual credit profiles. Results are not guaranteed and may vary depending on each client’s unique circumstances.
We are not a law firm and do not provide legal, tax, or financial advice. Any information provided should not be considered a substitute for professional advice.
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